TERM INSURANCE

Affordable protection and now, flexibility when you need it.

You need good, affordable protection for your family or business. But you also demand the flexibility of solutions that easily adapt to your changing financial needs and life circumstances.

Sounds like you? Then take a closer look at a Transamerica TERM plan for your family or business.

TERM provides you with significant security at very low rates and a choice of 5, 10, 15 or 20 year terms. And, when the term is up, you can renew with no hassles. Plus, you always know your renewal rate in advance.  

TERM insurance gives you several guarantees

Low, guaranteed premiums that reflect your health and lifestyle

The ability to cover multiple people on one policy thereby reducing your insurance administration costs

Convertibility to universal or whole life insurance any time

Guaranteed renewal premium rates built right in the contract

Guaranteed renewal of your policy when the term ends to age 80, regardless of your health at the time

Flexibility when you need it

TERM Insurance has several built-in features, allowing you to accommodate changes without reconstructing your insurance plan from scratch - all at no additional charge to you, subject to the terms of your policy. Our joint and multiple life policies offer you the ability to substitute or split off coverages.

A range of optional benefits is available on TERM Insurance that will pay your premiums should you, or the payor of your policy, ever suffer a total disability. Or, pay an additional benefit in the event of accidental death or dismemberment. For families, there's also a terrific rider for kids, which provides them with low-cost term life coverage which later on can be converted to a stand-alone policy.